Happy 2013 from everyone here at Patch!
A new year often affords a perfect opportunity to make fresh promises to oneself—about life, finances, and a brighter future.
What's your New Year's resolution for 2013? What do you plan to do to make this year a memorable one? And did you stick to those well meaning 2012 resolutions?
Tell us in the comments: What is your New Year's resolution for 2013?